Looking to buy a new home or refinance your existing one? With InstaMortgage.com on your side, you’ll save money and receive expert advice and assistance every step of the way.  


Discover Our Smooth Home Buying Experience 

When working with InstaMortgage.com on your new home mortgage, you can expect a fast loan pre-approval decision, a wide range of customized mortgage options, competitive rates, and expert advice whether you’re a first-time buyer or an experienced one.


Home Refinancing Saves You Money

InstaMortgage.com offers a variety of options when it comes to refinancing your existing mortgage. We’ll help you lower your monthly payment, reduce the term of your loan, consolidate debt, or get cash out of your home at competitive rates.


Guaranteed Purchase Closing Date

We're so confident we'll meet your closing date — if we don't we’ll pay you $500.*


Free Loan Pre-Approval Decisions

InstaMortgage provides a FREE loan pre-approval decision to qualifying customers! That means you'll have the benefit of knowing how much home you can afford. In fact, many real estate agents will ask you to get pre-approved before you begin house hunting so they can show you homes that suit your budget.**


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Call: (888) 476-6587




New HARP Refinancing Guidelines Expanded to Help More Homeowners Could HARP Refinancing Help You?

  • You may be eligible for HARP refinancing even if you applied for the program before and did not qualify.
  • You may be eligible even if your loan balance exceeds the present value of your home.
  • You may be eligible if you want to refinance your primary residence, a second home and/or investment properties.

Home Loans Are All We Do!

Because home loans are our only business, our focus is on providing you with the best mortgage experience at a competitive rate.


Our highly trained and licensed mortgage loan consultants specialize in conventional and government loans including fixed rate, adjustable rate, jumbo, FHA, VA and HARP loans. We’re proud of the relationships we’ve built with America’s homeowners and you’ll be treated in the same fashion.


Plus, InstaMortgage.com is powered by industry leading residential mortgage services provider PHH Mortgage which has helped millions of U.S. homeowners over the past 40 years.

What Type of Loan Is Right For You?

InstaMortgage.com offers a range of loan options including:

• Fixed-Rate Mortgages (30 Year, 25 Year, 20 Year, 15 Year and 10 Year)

• Adjustable-Rate Mortgages

• FHA and VA Mortgages

• HARP Mortgages


Call (888) 476-6587 today and a licensed Mortgage Loan Consultant will help determine the best option for you.

* Approved, conventional, conforming, purchase loans only. Excludes loans for REO, USDA and short sale properties. Void when delayed closing is required by law. Closing date to be mutually agreed upon between customer and us, and customer must provide all required documentation. Void if delays are caused by 3rd party entities (Appraisal, Title, Verification of Employment…etc). Request for adjustment under guarantee must be made no later than 48 hours after the loan closing.


** This is not a commitment to lend. All pre-approval requests or applications are subject to complete underwriting review.


PHH Mortgage Corporation D/B/A INSTAMORTGAGE.COM, NMLS ID #2726


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